Start your application

The process

Three steps from the decision to the money

Quick where it can be. Careful where it has to be.

Start your application

Two brewers standing among their steel tanks.

Step 01

Size the move

Tell us what you are funding and how much it needs. The application asks for an amount, how to reach you and a few questions about the business — no documents, no fee.

  • About two minutes
  • No documents to start
  • No cost to apply
Two men looking out over an open field, sizing up the ground.

Step 02

Weigh the offers

Your application goes to our funding partner and a specialist takes it to lenders who fund businesses like yours. What comes back is laid out so the costs can be compared, downside included.

  • One application, many lenders
  • Total cost on every offer
  • Questions answered straight
A builder and his client reading through plans together.

Step 03

Commit, or don't

Accept the offer that fits the move, or none of them. Once approved, the funds can be in the account in as little as 24 hours.

  • No obligation to accept
  • Nothing signed until you choose
  • Funding in as little as 24 hours once approved
A grower pointing out across his young orchard, his son beside him.

The network's figures

The lending network behind the application

80+lenders in the network
25,000businesses funded
24 hrsto funding once approved

These are totals for the lending network Valor Business Finance works through, not for Valor alone.

Our word

What we hold to, whatever you apply for

Asking an owner to be brave with money means being straight with them about it.

The downside, said aloud
Every programme's risk is on this site, not saved for the small print.
No cost to apply
Applying and seeing your offers costs the business nothing.
Your call
Nothing is agreed until you accept, and declining every offer is always allowed.
Business funding only
Valor never arranges personal or consumer loans.

The application

Start your application

About two minutes: the amount, how to reach you and a few questions about the business. Free, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.