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Equipment financing

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Term
1–5 years
Cost
As low as 8%
Repayment
Monthly

Start your application

A metalworker cutting steel with a grinder, sparks flying.

Equipment financing

What it is, and how it repays

Equipment financing covers the cost of buying or leasing what your business runs on. Most owners hear the phrase and picture tractors and backhoes — construction equipment is certainly financeable, but so are refrigerators, vehicles, medical devices, ovens, servers and computers.

Exact qualifications vary by lender and by the equipment itself. If you do not meet all of them — a credit score under 650, say — solid cash flow can still make the case.

Before you commit

The downside, and the guard

  1. Equipment FinancingUp to $250K · 1 – 5 years

    The downsideThe equipment usually secures the financing, and a term longer than its working life means still paying for a machine that has stopped earning.

    The guardMatch the term — one to five years here — to how long the equipment will genuinely be in service.

All six downsides →

What it gives you

What lenders usually look for

  • 12+ months in business
  • 650+ credit score
  • $50,000+ annual revenue
  • Quick and easy application

The application

Start your application

About two minutes: the amount, how to reach you and a few questions about the business. Free, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours